PROPERTY SEARCH

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GET A PRE-APPROVAL

Find out how much you can afford.
Any bank· should give you an idea
what your maximum price limit should be
Establish how much you can
put as a down payment and what
kind of mortgage you will need…

ESTABLISH YOUR CRITERIA

Demographic Area for your Home,Minimum Number of Bedrooms that you will require, Price Limit.
A good Realtor will ask you about the reasons for your move. He or she should be attentive to any constraints you might have such as time, your financial situation and any future plans.

UNDERSTAND THE PROCESS

Having a Realtor is a definitely an asset as he/she would know all the ins and outs of the buying/selling process. He or she will give you a clear explanation of what to expect from the process to eliminate any unpleasant surprises along the way.

MAKING AN OFFER 

Get familiar with components of the offer. There are six key components to the elements of an offer.

A SKILLED NEGOTIATOR

Experienced Realtors such as Momenie's Team have a great skills in arranging fair deals. He or she will assist in negotiating an offer, acting as a mediator to prevent any conflicts between the buyer and the seller. They are also responsible for creating a legally binding agreement of Purchase and Sale.

DO NOT FORGET RELATED EXPENSES

One of the most substantial expenses is the Land Transfer Tax (make sure to budget for it as the amounts vary based on the Purchase Price and whether you are or aren’t a First Time Buyer). Another important one is Closing Expense which would include Lawyer’s Fee.

LAND TRANSFER TAX CALCULATOR

A provincial land transfer tax applies to all properties in Ontario, including Toronto. A separate Toronto land transfer tax applies to Toronto properties only

MORTGAGE CALCULATOR

Happiness is knowing you just signed the very best mortgage you could get your hands on.
If you’re a real estate professional,happiness is knowing that one of the most important components of your deal is going to work out to everyone’s benefit.